|Shot with my Canon S90. S95 is latest version.|
This means that when I shoot pictures inside my home at night, I have a problem. I hate flashes. They destroy the ambiance, the light and the shadow that made the picture worth taking in the first place. Bit when I push my cameras to high ISO ratings, even my Canon S90, I get a lot of noise. Not good.
The answer, if one has a camera with an external flash, is to use the external flash and bounce the light against the low, white ceiling. If you don't have such a camera, or don't have an external flash, you're almost snookered.
The only answer is to search the home for any small brightly lit patches and maybe one will be suitable for photography. I searched and I found one spot - my kitchen. The florescent lights are bright and daylight balanced. I encourage Fiona to play in the kitchen and when she does something picture-worthy, I capture it.
This attitude of watching for light that does the job, light that answers your photographic needs, is very important. Learn to watch the light and work with it. And if the light is wrong, if it is outside, one can wait. Remember, you have some control over when and where you take your pictures. Keep your options open.